I’m sure you’ve been slammed with Coronavirus emails, and no doubt, your portfolio has felt its effect, but I’d like to share another one with you.

Think back to May, 2019 – just 10 months ago – you probably have no idea where the stock market was then, right? At that time, the S&P 500 was the price it was today…and the price it was in January, 2019, and November, 2018, and December, 2017. While it’s tough to see gains like these given back, the give back is temporary, and if you could go back in time and buy stocks at prices from May, 2019 and earlier, you’d probably take that opportunity. Well, that opportunity is now to put more money into stocks – cuz remember if you’re owning stocks, it’s because you have the appetite for the risk and reward that comes with owing them; and owning stocks doesn’t need to be an all or nothing affair, either (typically, those with longer time horizons will have more stock ownership) – a big slice or a small slice could be appropriate for you – so look to make your 2019 IRA contribution now, look to allocate some additional cash to your retirement portfolio, and we’ll look to rebalance your portfolio to put some money to work.