Pensinger Financial, Inc. and its employees have adopted the CFP Board's Code of Ethics.

THE CFP BOARD'S CODE OF ETHICS REFLECTS THE COMMITMENT made by ALL CFP® PROFESSIONALS TO HIGH STANDARDS OF COMPETENCY AND ETHICS.

The below information is taken verbatim from The CFP Board's website at letsmakeaplan.org.

A CERTIFIED FINANCIAL PLANNER™ PROFESSIONAL MUST:

• Act with honesty, integrity, competence, and diligence

• Act in the client’s best interest

• Exercise due care

• Avoid or disclose and manage conflicts of interest

• Maintain the confidentiality and protect the privacy of client information

• Act in a manner that reflects positively on the financial planning profession and CFP® certification

VISIT CFP.NET/CODE FOR INITIAL RESOURCES AND FAQS

• The new Code and Standards,

• A Commentary document,

• A side-by-side comparison with the old Standards of Professional Conduct,

• Short video overviews,

• Information on Public Forums to discuss the new Code and Standards.

Additional refernce and guidance materials will be added as they become available.