So far, the month of October has given back all the gains of the S&P 500 3 months prior. In other words, the price of the S&P 500 Index on July 10th is pretty close to its price today. It’s important to keep in mind that stock markets go up and down quickly; very seldom do we see slow and steady growth or slow and steady declines. What do we do about these quick movements? Stay the course. This might be a bump in the road towards higher stock prices or this might be the beginning of a long road down for stock prices – we just don’t know which one will happen next. We’re not going to know when to get out before sharp declines happen or when to get in before quick rallies happen, so we need to stay invested every day. When we stay invested every day we’ll take part in all of the markets’ upswings and downswings, but we take comfort in knowing we’ll participate in more and larger upswings than downswings, and over time, this will build wealth for us. This is what markets do – sharp movements, and the ones to the downside feel like they hurt more, but keep calm, stay the course and you’ll be well rewarded in the end.